You've seen the media reports and heard of the devastation caused by mold. Mold growth is a very real cause of concern, because it not often covered in most standard insurance policies and can result in both structural and health costs.

What are molds?

Mold is an ever-present fungus. Indoors and outdoors, mold is a formidable opponent. There are more than 100,000 known species of mold; at least 1,000 are common in the United States. Fueled by moisture and thriving in humid conditions, mold spores grow rapidly and can become a huge problem for the home or business owner in short time. When mold problems are not dealt with quickly and effectively, the problems they cause can be extremely costly.

The truth about mold

Certain areas of our homes and businesses are ideal breeding grounds for mold. Be most aware of mold potential in bathrooms and basements. Leaks and condensation can trigger growth. Under the right conditions, even small amounts of moisture can lead to serious mold claims. There are things you can do to minimize your exposure to mold.

What you can do to prevent mold in your home or business:

Keep the humidity level in the house between 40% and 60%.

Use an air conditioner or dehumidifier during humid months.

Be sure the structure has adequate ventilation, including exhaust fans.

Add mold inhibitors to paints before application.

Clean bathrooms with mold controlling solutions.

Do not carpet bathrooms and basements.

Remove or replace previously soaked carpets and upholstery.

If you are faced with a serious mold contamination, it is important to ask the right questions when selecting professionals to handle the remediation. Effective mold remediation requires a tremendous amount of training and expertise.

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