You’ve seen the media reports and heard of the devastation caused by mold. Mold growth is a very real cause of concern, because it not often covered in most standard insurance policies and can result in both structural and health costs.
What are molds?
Mold is an ever-present fungus. Indoors and outdoors, mold is a formidable opponent. There are more than 100,000 known species of mold; at least 1,000 are common in the United States. Fueled by moisture and thriving in humid conditions, mold spores grow rapidly and can become a huge problem for the home or business owner in short time. When mold problems are not dealt with quickly and effectively, the problems they cause can be extremely costly.
“A rapid increase in mold claims, followed by universal insurance exclusions for “mold related claims”, will create hundreds of thousands of uninsured mold related losses.”
The truth about mold
Certain areas of our businesses are ideal breeding grounds for mold. Be most aware of mold potential in bathrooms and basements. Leaks and condensation can trigger growth. Under the right conditions, even small amounts of moisture can lead to serious mold claims. There are things you can do to minimize your exposure to mold.
What you can do to prevent mold in your business:
- Keep the humidity level in the business between 40% and 60%.
- Use an air conditioner or dehumidifier during humid months.
- Be sure the structure has adequate ventilation, including exhaust fans.
- Add mold inhibitors to paints before application.
- Clean bathrooms with mold controlling solutions.
- Remove or replace previously soaked carpets and upholstery.
If you are faced with a serious mold contamination, it is important to ask the right questions when selecting professionals to handle the remediation. Effective mold remediation requires a tremendous amount of training and expertise.
Frequently Asked Questions:
Will your services be covered by insurance?
Only your insurance company can confirm or deny insurance coverage. AFTERDISASTER is contracted directly by you to perform emergency services.
When you authorize AFTERDISASTER to perform emergency services, you are simply authorizing the emergency portion of the job, which includes steps necessary to prevent further damage.
Will my insurance company pay AFTERDISASTER directly?
The agreement and authorization you signed authorizes your insurance company to pay AFTERDISASTER directly for the work. Since procedures vary by insurance company, we recommend you confirm whether they allow direct payment to contractors.
Are you bonded and insured?
Yes, we are licensed, bonded and insured. All of our team members wear a uniform of AFTERDISASTER red shirts and khaki pants so that we are professional in appearance and can be easily identified.
Will any demolition of the water damaged structure be required? This depends on the type of water (clean versus gray versus sewage) and the degree to which materials are saturated. Several other factors affect the amount of demolition including:
- The type of material (and its tendency to retain moisture)
- The degree to which we can access those materials and effectively dry them
- The amount of expansion in materials that has already occurred
- Any manufacturer’s specifications which require demolition
Our goal is to cost effectively dry structural materials and contents.
Can I turn the equipment off?
No, the equipment needs to run 24 hours /day. Only in the event that you are concerned about safety, should you turn the equipment off. In that event, simply unplug it and call us immediately.